Seller financing for American farmland

Keep the land in the hands that farm it.

$770 billion of farmland changes hands this decade. Most is headed for hedge funds, pension funds, and foreign buyers. A land contract is the third option — the farmer buys the ground directly from the landowner, and the ground stays with the family that works it.

$770B
of farmland changing hands this decade
10–20%
typical farmer down payment on a land contract
5 years
typical term before the farmer refinances with a bank
01  /  For landowners

See what your farm sale could really pay you.

Our free calculator models a seller-financed contract against a traditional cash sale — with taxes, interest, and cash-at-close side by side. Two minutes. No sign-up.

i.

Tell us about the farm

Acres, county, and a rough sale price. Don't know the price? Request a free comp.

ii.

Model the terms

Adjust down payment, interest, and term. Watch the annual payout update live.

iii.

Get your breakdown

A clean summary you can share with your CPA — Section 453 tax picture included.

Try the farm sale calculator
Free · 2 minutes · No sign-up
02  /  For bankers & ag lenders

When your client sells the farm, do the deposits leave with it?

Refer a seller-financed deal and keep the client, keep the deposits, and win the refinance when the contract matures. We handle underwriting, docs, and servicing.

$1,500
per referred deal
Apply as a banker
1

Spot the opportunity

You know which landowner clients are aging out and which farmers rent from them. Introduce seller financing before they call a broker.

2

Finance the down payment

The farmer needs 10–20% down — a loan your bank can win today, secured and serviceable.

3

Hold the relationship on both sides

Seller's annual payments land in a deposit account with you. Farmer's operating credit stays with you. We handle servicing.

4

Win the refinance

At year five, the farmer refinances with real equity, payment history, and appreciated collateral. You're the natural lender.